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Top Start #1 Loan Originator in America

Shant Banosian

President & Senior Loan Officer at Rate | NMLS #7206

How can I help you?

I want to buy a home I want to refinance 
PrivacyNo SSN required. Zero impact to credit. Your information is never sold.
Google Rating





4.9 1,376 Google reviews
Shant Banosian
Meet
Shant

Put Our Power Behind Your Bid

Compete Confidently With Cash Buyers

Become a power buyer with fast, strong, and flexible mortgage pre-approval that helps you bid, buy, and close fast.

Get Started Now
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Supercharge your offer and show sellers and agents you're ready to buy now.

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This takes less than 1 minute to complete.

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Fast

  • Our priority turn times mean you can become a power buyer overnight
  • We work fast to verify your credit history, income, and assets
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Strong

  • Full-underwriting and credit approval command respect from sellers
  • Helps you compete effectively with cash buyers and stand on equal footing
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Flexible

  • Approval lasts for 90 days, giving you time to find the right home
  • No SSN required and there is zero impact to your credit score
Shant Banosian
tools and resources

helpful mortgage resources

documentKnow Your Buying Power RefinanceAnalyze Your Refinance Options MortgageCompare Today’s Mortgage Rates
about shant

shant banosian

is Rate's #1 Loan Officer 10 years running, and the #1 Mortgage Banker nationwide 8 years running.

With over 40,000 closed units and $10 billion in funded loans throughout his 20 year career. Shant has consistently been recognized for his high level of production, superior customer service and expert industry knowledge.

Shant has been featured on Mortgage Professional America's Mortgage Global 100 list for 2020, 2021, and 2022 and is licensed in all 50 states.
An impressive 95% of his clients would use him again and he continues to grow his business thanks to word-of-mouth referrals. Shant's goal is to simplify the mortgage process for his customers and make the home loan process easy to navigate. 
Shant and his team thoroughly educate their borrowers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. He also puts his clients ahead of the competition through his ability to close loans in record time. Shant graduated from Bentley University with a Bachelor of Science degree.
He grew up in Watertown, MA, and currently resides in Belmont with his wife and three daughters. Community involvement is a very important part of Shant's personal and professional life, and he is extremely proud of his Massachusetts upbringing. He is also heavily involved with Boston Children's Hospital, The Greater Boston Food Bank and the Rate Foundation.
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Shant Banosian

Get approved in one day

The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.

Let's goSame Day Mortgage
privacyNo SSN required. Zero credit impact. It takes less than 1 minute.
Terms & Conditions
Shant Banosian
unlock potential savings

mortgage double takeTM= no regrets


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Share Effortlessly

Simply snap a picture or upload a screenshot of your current mortgage offer or loan estimate from any lender or bank.

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Unlock Potential Savings

Our expert team will meticulously analyze your offer and compare it against our competitive rates and flexible loan options to find you the best possible deal.

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Gain Peace of Mind

If we find a better mortgage deal for you, we'll guide you through the process of securing it. If not, you'll have the peace of mind knowing you've already secured a great rate for your home.

Get My FREE Mortgage Double Take™
privacyNo SSN required. Zero credit impact. It takes less than 1 minute.
Shant Banosian
Shant Banosian
See My Buying Power

Looking to buy a home with less than 20% down?

Explore our flexible financing solutions designed for lower down payments, including zero down and 3.5% down programs.

See My Buying Power Now
privacyNo SSN required. Zero credit impact. It takes less than 1 minute.
Tap Equity to Get Cash

Refinance to get the cash you need when you need it

Find out how much you can get in less than 1 minute with no commitment.

Check My Available Equity
privacyNo SSN required. Zero credit impact. It takes less than 1 minute.
Shant Banosian
home loan options

popular home loan products

Take a look at some of our popular loan options and niche lending solutions.

What our
customers say

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Get started with a custom mortgage rate quote today!

No bait and switch. No nonsense. You won't get bombarded by sales calls.

Get My Custom Rate Quote
privacyNo SSN required. Zero credit impact. It takes less than 1 minute.
Shant Banosian
logo

#1 LOAN ORIGINATOR
IN AMERICA

  • #1 In MA

    For 10 Years

  • 10 BILLION

    IN FUNDED LOANS 2013–2024

  • 40,000+

    closed loans

  • 96%

    Customer satisfaction

  • Closing In or under

    10 DAYS

  • LICENSED IN

    50 states


Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.

Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
Equal Housing Lender

Copyright © 2025 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.


Shant Banosian NMLS ID: 7206; MS - 7206, MT - 7206, NC - I-188034, ND - NDMLO7206, NE - Licensed, NH - Licensed, AK - AK7206, AL - 75640, AR - 118785, AZ - 1005065, NJ - Licensed, NM - Licensed, NV - 65575, NY - Licensed, OH - MLO-OH.7206, CA - CA-DBO7206, CO - 100516742, OK - MLO21224, OR - 7206, PA - 73117, RI - Licensed, CT - 54359, DC - MLO7206, DE - MLO-7206, SC - MLO - 7206, SD - 7206.MLO, TN - 197707, FL - LO65993, GA - 68946, HI - HI-7206, TX - Licensed, UT - 12124794, VA - MLO-42722VA, VT - vt7206, WA - MLO-7206, IA - 37778, ID - MLO-2080007206, IL - 031.0058319, WI - 7206, WV - LO-7206, WY - 9711, IN - 44153, KS - LO.0041022, KY - MC723456, LA - Licensed, MA - MLO7206, MD - 7206, ME - Licensed, MI - 7206, MN - MN-MLO-7206, MO - MO-7206